<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
     xmlns:content="http://purl.org/rss/1.0/modules/content/"
     xmlns:wfw="http://wellformedweb.org/CommentAPI/"
     xmlns:dc="http://purl.org/dc/elements/1.1/"
     xmlns:atom="http://www.w3.org/2005/Atom"
     xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
     xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
     xmlns:georss="http://www.georss.org/georss"
     xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#"
     xmlns:media="http://search.yahoo.com/mrss/">
    <channel>
        <title><![CDATA[Carolina Attorneys]]></title>
        <atom:link href="https://injury.carolinaattorneys.com/blog/feed/" rel="self" type="application/rss+xml" />
        <link>https://injury.carolinaattorneys.com/blog/</link>
        <description><![CDATA[Carolina Attorneys' Website]]></description>
        <lastBuildDate>Sat, 14 Mar 2026 18:50:56 GMT</lastBuildDate>
        
        <language>en-us</language>
        
            <item>
                <title><![CDATA[What Happens if a Driverless Car Hits You in Charlotte? | Negligence Law in NC]]></title>
                <link>https://injury.carolinaattorneys.com/blog/charlotte-autonomous-vehicle-accident-lawyer/</link>
                <guid isPermaLink="true">https://injury.carolinaattorneys.com/blog/charlotte-autonomous-vehicle-accident-lawyer/</guid>
                <dc:creator><![CDATA[Carolina Attorneys]]></dc:creator>
                <pubDate>Sat, 14 Mar 2026 17:54:52 GMT</pubDate>
                
                    <category><![CDATA[Personal Injury]]></category>
                
                
                    <category><![CDATA[Article 18 Chapter 20]]></category>
                
                    <category><![CDATA[Automated Driving System.]]></category>
                
                    <category><![CDATA[Autonomous Vehicle Liability]]></category>
                
                    <category><![CDATA[Bill Powers Lawyer]]></category>
                
                    <category><![CDATA[Black Box Data]]></category>
                
                    <category><![CDATA[Charlotte Car Accident Lawyer]]></category>
                
                    <category><![CDATA[Charlotte Injury Attorney]]></category>
                
                    <category><![CDATA[Computer Standard of Care]]></category>
                
                    <category><![CDATA[Contributory Negligence NC]]></category>
                
                    <category><![CDATA[Driverless Car Wreck]]></category>
                
                    <category><![CDATA[Driverless Taxi Injury]]></category>
                
                    <category><![CDATA[I-277 Exit 3A]]></category>
                
                    <category><![CDATA[Last Clear Chance Doctrine]]></category>
                
                    <category><![CDATA[LiDAR Evidence]]></category>
                
                    <category><![CDATA[Mecklenburg County Personal Injury]]></category>
                
                    <category><![CDATA[NC General Statute 20-401]]></category>
                
                    <category><![CDATA[North Carolina Tort Law]]></category>
                
                    <category><![CDATA[Powers Law Firm PA]]></category>
                
                    <category><![CDATA[Robotaxi Accident Claim]]></category>
                
                    <category><![CDATA[Self-Driving Car Lawsuit]]></category>
                
                    <category><![CDATA[Software Failure Negligence]]></category>
                
                    <category><![CDATA[Uptown Charlotte Traffic]]></category>
                
                    <category><![CDATA[Waymo Charlotte Testing]]></category>
                
                    <category><![CDATA[Waymo Jaguar I-PACE]]></category>
                
                
                
                    <media:thumbnail url="https://injury-carolinaattorneys-com.justia.site/wp-content/uploads/sites/132/2026/03/DRIVERLESS-CAR-ACCIDENTS.jpeg" />
                
                <description><![CDATA[<p>Charlotte is no longer watching the driverless car debate from a distance. What happens if someone gets hurt in an accident? Do the ordinary negligence laws in North Carolina apply? If a “driverless” vehicle hurts or kills someone, who is legally responsible? Who does the plaintiff sue? Automated cars are officially on the move in&hellip;</p>
]]></description>
                <content:encoded><![CDATA[
<p>Charlotte is no longer watching the driverless car debate from a distance. What happens if someone gets hurt in an accident? Do the ordinary negligence laws in North Carolina apply? If a “driverless” vehicle hurts or kills someone, who is legally responsible? Who does the plaintiff sue? </p>



<p id="p-rc_ade00f1f3c323e68-28">Automated cars are officially on the move in Charlotte! As of <strong>late February 2026</strong>, the city has entered a new phase of high-profile testing.<sup></sup></p>



<p>While the “futuristic” era feels like it just arrived, there have actually been several waves of testing in the Queen City over the last few years. Here is the current status:</p>



<h3 class="wp-block-heading">1. Waymo (Alphabet/Google) – <em>Current Status: Active Testing<sup></sup></em></h3>



<p id="p-rc_ade00f1f3c323e68-29">In <strong>February 2026</strong>, Waymo officially began deploying a fleet of its autonomous vehicles in Charlotte.<sup></sup></p>



<ul class="wp-block-list">
<li><strong>What you’ll see:</strong> White Jaguar I-PACE SUVs equipped with spinning sensors (LiDAR).</li>



<li><strong>The Phase:</strong> Currently, they are in the <strong>“mapping and data collection”</strong> phase. This means there are still human “safety drivers” behind the wheel. They are learning Charlotte’s unique road quirks, like the complex merges in Uptown and “<em><a href="https://www.charlottemagazine.com/exit-3a-on-i277-inside-charlottes-most-hated-interchange/">Charlotte’s Most Hated Interchange</a></em>,” Exit 3A on I-277, before they transition to fully driverless rides.</li>
</ul>



<h3 class="wp-block-heading">2. Beep & CASSI Shuttles – <em>Current Status: Pilot Completed</em></h3>



<p>You might remember seeing boxy, slow-moving shuttles at <strong>UNC Charlotte</strong>.</p>



<ul class="wp-block-list">
<li><strong>The Project:</strong> From July to December 2023, NCDOT ran a pilot program called CASSI (Connected Autonomous Shuttle Supporting Innovation).</li>



<li><strong>The Result:</strong> The shuttles operated on a 2.2-mile loop connecting the light rail to campus. While successful as a research project, a 2024 report noted that the technology wasn’t yet “mature” enough to replace standard city buses due to their low speeds.</li>
</ul>



<h3 class="wp-block-heading">3. Cruise (General Motors) – <em>Current Status: Paused</em></h3>



<p id="p-rc_ade00f1f3c323e68-33">Cruise began testing in Charlotte back in <strong>2023</strong>.<sup></sup> However, after a high-profile incident in San Francisco and subsequent safety reviews, the company paused its operations nationwide. While they have expressed interest in returning, Waymo is currently the primary player on Charlotte streets.</p>



<h2 class="wp-block-heading">Why Charlotte?</h2>



<p id="p-rc_ade00f1f3c323e68-34">North Carolina is a “friendly” state for this tech because of a <strong>2017 state law</strong>, <a href="https://www.ncleg.gov/EnactedLegislation/Statutes/PDF/ByArticle/Chapter_20/Article_18.pdf">North Carolina General Statute Chapter 20, Article 18,</a> that prevents local cities from banning autonomous vehicles. Companies like Waymo choose Charlotte specifically to test how the cars handle:</p>



<ul class="wp-block-list">
<li>Heavy Southeast traffic patterns.</li>



<li>The city’s rapid growth and shifting construction zones.</li>



<li>Regional weather (though they are also testing in Chicago right now to master the snow).</li>
</ul>



<p>Waymo announced on February 25, 2026, that it intends to bring fully autonomous taxi service to Charlotte. Unless you’ve already seen a car going down the road without a driver, that will most certainly freak some out. It can frankly take a minute. If you’ve been to San Francisco, after a while, you get used to it. Folks out there have been used to seeing experimental tech from Cupertino on streets, sidewalks, and in public areas for years. That’s not necessarily the case in a conservative, Southern town like Charlotte, North Carolina.</p>



<p>The rollout is expected to begin with manually driven mapping and data collection before broader autonomous deployment. That makes this a live Charlotte legal issue, not a California thought experiment and not a distant policy debate.</p>



<p>That single development turns an abstract technology discussion into a Mecklenburg County civil liability question. It places a new kind of vehicle on a collision course with old North Carolina doctrines that were built for flesh-and-blood drivers, not software, sensors, remote oversight, and a front seat that may not matter very much at all.</p>



<h2 class="wp-block-heading" id="h-what-s-the-law-in-north-carolina">What’s the Law in North Carolina?</h2>



<p>North Carolina is not starting from zero. </p>



<p>Since 2017, Article 18 of Chapter 20 has allowed fully autonomous vehicles on public roads if the vehicle complies with federal law, can achieve a minimal risk condition, can satisfy the statute’s post-crash requirements, carries liability insurance meeting North Carolina financial responsibility requirements, and is properly registered as a fully autonomous vehicle. The statute also defines a fully autonomous vehicle as one that will not require an occupant to perform any portion of the dynamic driving task while the automated driving system is engaged. If equipment exists that would allow an occupant to perform that task, the equipment must be stowed or made unusable so the occupant cannot assume control while the system is engaged.</p>



<p>That statutory framework answers one set of questions and leaves the hard ones untouched. Yes, North Carolina permits the technology. Yes, the vehicle must be insured. Yes, the law provides a substitute compliance model for crash reporting and remaining at the scene. But Article 18 does not decide negligence. It does not tell a Mecklenburg County jury who breached a duty of care when software makes the driving decisions. It does not tell the court how contributory negligence and last clear chance fit a vehicle that may have no steering wheel, no pedals, and no licensed human driver.</p>



<h2 class="wp-block-heading" id="h-driverless-car-accident-charlotte-not-like-ordinary-wreck-lawsuits">Driverless Car Accident Charlotte | Not Like Ordinary Wreck Lawsuits</h2>



<p>A conventional wreck lawsuit associated with a personal injury claim for damages usually begins with a familiar question. What did the driver do wrong? Did the driver speed, fail to yield, text, drift left of center, miss a stopped car, or misjudge a pedestrian in the roadway?</p>



<p>A true Article 18 autonomous vehicle may very well disrupt that model. North Carolina broadly defines the dynamic driving task. It includes steering, acceleration, and deceleration, monitoring the driving environment, object and event detection, classification, response preparation, response execution, maneuver planning, and related control functions. </p>



<p>If the system, rather than the occupant, performs those tasks, the lawsuit starts to migrate away from the human seated inside the vehicle and toward the entity that deployed, programmed, maintained, monitored, or owned the machine.</p>



<p>That does not convert every case into a classic products lawsuit. </p>



<p>A Charlotte plaintiff firm such as Powers Law Firm likely may still pursue ordinary negligence theories grounded in deployment decisions, maintenance practices, sensor performance, remote oversight, mapping limits, or operation outside the vehicle’s design domain. </p>



<p>The point is simpler. Once the statute says the occupant does not perform the dynamic driving task, the defense cannot casually pretend the rider was just another driver who happened to let the car steer itself.</p>



<h2 class="wp-block-heading" id="h-driverless-car-accident-charlotte-litigation-contributory-negligence-and-last-clear-chance">Driverless Car Accident Charlotte Litigation | Contributory Negligence and Last Clear Chance?</h2>



<p>North Carolina still applies contributory negligence. That means a plaintiff’s own negligence can bar recovery. Driverless technology does not appear to repeal that overall doctrine. If a pedestrian steps directly into the roadway, if a cyclist creates an avoidable hazard, or if another motorist cuts across traffic, the defense will still argue plaintiff fault, that is, “contrib.” The automated car (and associated computer program) does not erase the plaintiff’s duty to use reasonable care.</p>



<p>But North Carolina also recognizes something known as “last clear chance,” and that doctrine could become unusually interesting when the defendant is a vehicle marketed as safer, faster, and better at hazard detection than a human driver. </p>



<p>North Carolina courts have long viewed the “last clear chance” rule as a standard part of negligence law. The law requires a last clear chance, not a last possible chance, to avoid the injury. </p>



<p>That distinction might prove decisive, because autonomous vehicle litigation could produce unusually detailed proof about when the system first saw the hazard, how it classified the hazard, whether it predicted the hazard’s path, and whether braking or evasive action remained available. Of course, that assumes the vehicle manufacturer (the defendant) voluntarily turns over such materials and doesn’t allege a “proprietary interest” precluding the disclosure of such information.  </p>



<p>A human driver might say, “I never saw the plaintiff until impact.” A fully autonomous vehicle in many, if not most instances, has lidar returns, camera frames, radar data, event logs, object labels, path prediction records, braking commands, and internal timestamps. In the right case, that evidence could sharpen the last-clear-chance analysis in a way that old-fashioned wreck litigation never could. </p>



<p>Everyone knows computers make decisions in thousanths of seconds, extraordinarily more efficiently than humans. Will automated cars be held to human standards or those of computers? </p>



<p>This is where the beloved, common law prose of the past meets the cold, hard data of the future. It’s the exact friction point between <strong>human fallibility</strong> and <strong>digital perfection</strong>.</p>



<p>The legal shift potentially moves from “he said, she said” to “the log files said.” Here is how the standard is likely to evolve:</p>



<h3 class="wp-block-heading" id="h-1-the-death-of-the-inattentive-defense">1. The Death of the “Inattentive” Defense?</h3>



<p>In traditional “last clear chance” (LCC) litigation, a defendant often attempts to escape liability by claiming they honestly didn’t see the plaintiff until it was too late.</p>



<ul class="wp-block-list">
<li><strong>The Human Standard:</strong> Evaluates what a “reasonable person” would have seen.</li>



<li><strong>The Computer Standard:</strong> If the LiDAR “saw” the pedestrian 4.2 seconds before impact, but the braking command wasn’t sent until 0.5 seconds before impact, the “last clear chance” is no longer an abstract theory. It is a <strong>mathematical certainty.</strong></li>
</ul>



<h3 class="wp-block-heading">2. “Reasonable Person” vs. “Reasonable Robot”</h3>



<p>Courts will be called to decide whether to apply <strong>Product Liability</strong> (the car failed to perform) or <strong>Negligence</strong> (the car failed to act as a “reasonable driver”).</p>



<ul class="wp-block-list">
<li>If we hold a computer to a <strong>Human Standard</strong>, do we give it a “pass” for slow reactions that it is physically incapable of having?</li>



<li>If we hold it to a <strong>Computer Standard</strong>, we are essentially demanding <strong>strict liability</strong>. If the sensor data shows a path to avoid the crash existed, and the computer didn’t take it, the “chance” was there, does the “last clear chance” doctrine kick in? </li>
</ul>



<figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><td><strong>Feature</strong></td><td><strong>Old-Fashioned Wreck</strong></td><td><strong>Autonomous Vehicle Litigation</strong></td></tr></thead><tbody><tr><td><strong>Reaction Time</strong></td><td>Estimated (approx. 1.5s)</td><td>Logged to the microsecond</td></tr><tr><td><strong>Visibility</strong></td><td>Witness testimony/lighting</td><td>LiDAR intensity & Camera frames</td></tr><tr><td><strong>Intent</strong></td><td>Unknown</td><td>Object labels (e.g., “Pedestrian: 98% confidence”)</td></tr><tr><td><strong>Last Clear Chance Analysis</strong></td><td>“Should he have seen them?”</td><td>“The sensor did see them; why didn’t it brake?”</td></tr></tbody></table></figure>



<h3 class="wp-block-heading">The Verdict?</h3>



<p>We could be moving toward a <strong>“Best-in-Class” Standard</strong>. If a human driver is expected to be “reasonable,” an automated car very well might be expected to perform as well as the <strong>most capable</strong> version of its software allows. A computer can’t claim it “panicked” or “got distracted by a billboard” or “was tired.”</p>



<p>A jury may be asked not just whether the defendant should have seen the danger, but whether the machine in fact saw it, recognized it, calculated it, and still failed to avoid it.</p>



<p>That does not mean every plaintiff reaches the jury on a last clear chance legal theory. Physics still matters. Visibility still matters. Road conditions still matter. Reaction windows still matter. But the doctrine may take on fresh force in a driverless case because the evidence may show far more about perception and response than you would get from a human memory and a few skid marks.</p>



<h2 class="wp-block-heading" id="h-the-occupant-is-not-automatically-the-driver">The Occupant Is Not Automatically the Driver</h2>



<p>One of the more thought-provoking aspects of Article 18 is its handling of the occupant. The statute says an operator of a fully autonomous vehicle with the system engaged does not need a driver’s license. It also says an operator does not include an occupant performing solely strategic driving functions, such as trip scheduling or destination selection. That language likely matters because it separates choosing where the vehicle goes from performing the acts that actually drive it.</p>



<p>That does not answer every case. Article 18 also has a companion provision, G.S. 20-402, for vehicles that can perform the entire dynamic driving task but still expect a human operator to respond to a request to intervene. That type of vehicle looks different. If the system expects a human takeover and the safety operator ignores the request, the lawsuit may look much closer to a traditional negligence case. </p>



<p>The first practical question in any Charlotte autonomous vehicle case may therefore be basic but decisive. Was this a true fully autonomous vehicle under Article 18, or a vehicle that still relied on a human operator to rescue the system?</p>



<p>In a true fully autonomous vehicle, Article 18 cuts against the lazy argument that the rider should have grabbed the wheel or stomped the brakes. </p>



<p>The statute says the vehicle cannot require an occupant to perform any portion of the dynamic driving task, and if manual controls exist, they must be stowed or made unusable while the system is engaged. </p>



<p>That does not create blanket immunity for everyone seated inside. A rider who tampers with equipment, obstructs sensors, disables safety functions, or interferes with vehicle operation may still create a negligence issue. But the statute does not support treating the ordinary rider as the default tortfeasor merely because a seat was occupied.</p>



<h2 class="wp-block-heading" id="h-a-person-may-operate-a-fully-autonomous-vehicle-is-more-interesting-than-it-looks">“A Person May Operate a Fully Autonomous Vehicle” Is More Interesting Than It Looks</h2>



<p>Article 18 says, “A person may operate a fully autonomous vehicle” if statutory conditions are met, and the definition section says an operator “is a person as defined in G.S. 20-4.01.” </p>



<p>That wording invites a real drafting question. It may have been written to accommodate a corporate fleet model. It may have been written with a testing-stage operator in mind. It may reflect a background definitional assumption. But the text does not cleanly resolve that issue on its face, as a careful litigator would want.</p>



<p>That uncertainty matters because civil litigation turns on who owed the relevant duty and who had operational responsibility. </p>



<p>The same statute places responsibility for moving violations on the registered owner of the fully autonomous vehicle. It also provides that, after a crash, “the vehicle or the operator” may promptly contact law enforcement and seek medical assistance, and the vehicle may remain at the scene until registration and insurance information is provided. That language suggests the General Assembly understood that responsibility might sit with something other than a licensed human sitting behind a wheel. It still stopped short of writing a complete tort map.</p>



<h2 class="wp-block-heading" id="h-insurance-exists-but-insurance-does-not-answer-fault">Insurance Exists, but Insurance Does Not Answer Fault</h2>



<p>Article 18 requires a motor vehicle liability policy meeting <a href="https://www.ncleg.net/EnactedLegislation/Statutes/PDF/BySection/Chapter_20/GS_20-279.21.pdf">N.C.G.S. 20-279.21</a>. That helps with collectability and road legality. It does not answer breach, causation, or defenses. Insurance is a funding mechanism. Negligence doctrine still decides who pays and why.</p>



<p>That is why this subject matters for a Charlotte personal injury practice. A driverless vehicle case will not stop at “there was coverage.” The fight will likely move into operational logs, remote supervision, mapping history, software updates, event data, vehicle classification, human-intervention expectations, and the practical question whether this collision was avoidable under North Carolina negligence law. The existence of a policy gets you into the building. It does not win the case.</p>



<h2 class="wp-block-heading" id="h-suing-a-large-company-is-less-mystical-than-people-think-but-proving-the-case-is-hard">Suing a Large Company Is Less Mystical Than People Think, but Proving the Case Is Hard</h2>



<p>If a company is properly registered to do business here, service of process ordinarily begins with the registered agent. North Carolina law also provides a backup path. If the entity fails to maintain a registered agent, the agent cannot with due diligence be found, or the Secretary of State revokes the relevant authority, the Secretary of State becomes the entity’s agent for service. So service of process is not the part of the case that should intimidate plaintiff’s counsel.</p>



<p>The hard part is elsewhere. Identifying the correct defendant or defendants can be complicated. Preserving telemetry and backend data will likely become standard practice, with counsel issuing a “spoliation letter” early on.  Removal fights and forum disputes may appear quickly. Protective-order battles over proprietary software can become expensive. Experts will matter. Discovery will matter. The proof problem, not the summons, is where these cases will likely become demanding.</p>



<h2 class="wp-block-heading" id="h-charlotte-automated-car-accident-faq">Charlotte Automated Car Accident FAQ</h2>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1773511627017"><strong class="schema-faq-question"><strong>Who do I sue if a driverless car hits me in Charlotte?</strong></strong> <p class="schema-faq-answer"><br />Under North Carolina Article 18 of Chapter 20, the registered owner of a fully autonomous vehicle is generally responsible for moving violations. However, a civil lawsuit for damages might also name the software developer, the manufacturer, or the company overseeing remote fleet operations. Determining the correct defendant deserves a detailed review of the vehicle’s operational logs</p> </div> </div>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1773511710838"><strong class="schema-faq-question"></strong> <p class="schema-faq-answer">North Carolina follows a contributory negligence model. If you are even 1% at fault for the accident, you could be barred from recovery. This is why the “last clear chance” doctrine might become important in automated vehicle cases and accident lawsuits in North Carolina. If the vehicle sensors detected you but the software failed to respond, the technology itself could prove you had no “last clear chance” to avoid the collision while the machine did.</p> </div> </div>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1773511791988"><strong class="schema-faq-question"><strong>How do I get the “Black Box” data from a Waymo or autonomous car?</strong></strong> <p class="schema-faq-answer">Preserving evidence after an automated car accident in North Carolina may require an immediate legal “spoliation letter” tohelp  ensure the company does not overwrite or delete the records of the crash.Autonomous vehicles may record a substantial amount of telemetry, including LiDAR returns and path prediction logs. </p> </div> </div>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1773511976050"><strong class="schema-faq-question"><strong>What should I do if a driverless car hits me in Charlotte?</strong></strong> <p class="schema-faq-answer"><br />The immediate steps after an accident with an automated vehicle are similar to any other wreck. You should call 911 and ensure a police report is filed. North Carolina law requires the “operator” or the vehicle itself to remain at the scene and exchange insurance information. In these types of insurance claims, preserving the digital evidence may become important. Your accident lawyer may believe it a good idea to send a letter to the owner of the fle, requesting the LiDAR and camera data from the moments before the crash are not deleted.</p> </div> </div>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1773512079113"><strong class="schema-faq-question"><strong>Can a passenger in an autonomous vehicle be sued for an accident?</strong></strong> <p class="schema-faq-answer">Under G.S. 20-401, an occupant of a fully autonomous vehicle is generally not considered the driver. They are not required to have a license if the system is fully engaged. However, if the vehicle requires a human to “intervene” or take over in an emergency, the occupant could still face legal liability. The specific classification of the vehicle under North Carolina law could help determine who is responsible for the crash.</p> </div> </div>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1773512151724"><strong class="schema-faq-question"><strong>What happens if a Waymo hits a pedestrian or cyclist in Mecklenburg County?</strong></strong> <p class="schema-faq-answer">North Carolina is a contributory negligence state. If a pedestrian is found even slightly at fault, they may be barred from recovering damages. This is where the data from the vehicle could become central to the case. If the car sensors detected the pedestrian well in advance but the software failed to brake, the doctrine of last clear chance might allow the injured plaintiff to recover damages despite any initial fault.<br /></p> </div> </div>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1773512216833"><strong class="schema-faq-question"><strong>Who provides the insurance for a car that drives itself?</strong></strong> <p class="schema-faq-answer"><br />Under North Carolina law, Chapter 20, Article 18 requires every fully autonomous vehicle to carry a liability policy that meets North Carolina financial responsibility requirements. This insurance covers the vehicle regardless of whether a human was behind the wheel. The policy exists to provide a path for recovery, but it does not necessiarily automatically settle the question of who was at fault for the accident</p> </div> </div>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1773512292243"><strong class="schema-faq-question"><strong>Is the data from self-driving car important?</strong></strong> <p class="schema-faq-answer">In a typical car accident, we traditionally rely on memory and skid marks. In an autonomous vehicle crash, plaintiffs (the person injured in an accident) may have access to the vehicle’s “perception.” We may be able to see exactly what the car “saw” and how it “labeled” objects in the road. That type of evidence in a accident rial could serve to that the vehicle had a clear opportunity to avoid a collision, even if a human driver might have missed it. It will most certainly be a developing area of personal injury law and litigation in North Carolina.  Have questions? Call Bill Powers at Powers Law Firm.  </p> </div> </div>



<h2 class="wp-block-heading" id="h-charlotte-automated-car-litigation-a-developing-legal-landscape">Charlotte Automated Car Litigation | A Developing Legal Landscape</h2>



<p>The arrival of automated vehicles in Charlotte presents a new set of questions for our courts. While the technology is advanced, the legal framework remains unsettled. We are moving into a period where digital logs may supplement or even replace traditional witness testimony.</p>



<p>North Carolina follows the rule of contributory negligence. This means that if a plaintiff is found even slightly at fault, they may be unable to recover damages. The last clear chance doctrine has long served as a check on that outcome. In cases involving automated systems, this doctrine will likely focus on what the vehicle sensors actually detected. A computer does not have the same reaction time delays as a person. It processes data in milliseconds. This might change how a jury looks at whether a crash could have been avoided.</p>



<p>At Powers Law Firm PA, we focus on the facts of each case. We know that the law in this area is not yet decided. It will take time for the courts to determine how old rules apply to new machines. We take a measured approach to these cases because the details matter.</p>



<p>If you have questions about an accident involving an automated vehicle, it would be an honor to help guide you through the claims process. We help people work through difficult legal situations one step at a time.</p>



<p id="h-"><strong>Call <a href="https://injury.carolinaattorneys.com/">Powers Law Firm </a>at 704-342-4357 to speak with a Charlotte accident lawyer about the specifics of your legal matter and potential insurance claim for damages.</strong></p>



<p></p>
]]></content:encoded>
            </item>
        
            <item>
                <title><![CDATA[Drunk Driving Accidents in Charlotte NC]]></title>
                <link>https://injury.carolinaattorneys.com/blog/drunk-driving-accidents-in-charlotte-nc/</link>
                <guid isPermaLink="true">https://injury.carolinaattorneys.com/blog/drunk-driving-accidents-in-charlotte-nc/</guid>
                <dc:creator><![CDATA[Carolina Attorneys]]></dc:creator>
                <pubDate>Mon, 07 Jan 2019 17:07:00 GMT</pubDate>
                
                    <category><![CDATA[Personal Injury]]></category>
                
                
                    <category><![CDATA[Attorneys in Charlotte NC]]></category>
                
                    <category><![CDATA[Drunk Driving Accidents]]></category>
                
                    <category><![CDATA[Drunk Driving in Charlotte NC]]></category>
                
                
                
                <description><![CDATA[<p>The likelihood of accidents involving alcohol, permanent injuries, and wrongful death claims associated with drunk driving in Charlotte continues to increase at a disturbing rate.&nbsp; The numbers don’t lie. There is an inverse relationship between drunken driving arrests and “accidents.”&nbsp; Put simply, alcohol-related fatalities (wrecks) increase as DWI arrests decrease. DWI enforcement in Mecklenburg County&hellip;</p>
]]></description>
                <content:encoded><![CDATA[<div class="wp-block-image">
<figure class="alignleft size-full"><img loading="lazy" decoding="async" width="300" height="200" src="/static/2023/01/Personal-Injury-Laywers-in-Charlotte-North-Carolina.jpg" alt="Personal Injury Lawyers in Charlotte North Carolina" class="wp-image-416"/></figure></div>


<p>The likelihood of accidents involving alcohol, permanent injuries, and wrongful death claims associated with drunk driving in Charlotte continues to increase at a disturbing rate.&nbsp; The numbers don’t lie.</p>



<p>There is an inverse relationship between drunken driving arrests and “accidents.”&nbsp; Put simply, alcohol-related fatalities (wrecks) increase as DWI arrests decrease.</p>



<p>DWI enforcement in Mecklenburg County has dropped substantially in recent years.&nbsp; Arrests for drunk driving have declined by nearly 2/3rds, with 4,101 arrests in 2003 and only 1,415 Mecklenburg DWI arrests in 2018.</p>



<h2 class="wp-block-heading" id="h-why-are-dwi-arrests-in-charlotte-down-again-for-2018-nbsp"><strong>Why are DWI arrests in Charlotte down again for 2018?&nbsp;</strong></h2>



<p>Is there an <strong><em>UBER effect</em></strong><em>?&nbsp; </em>Is the general public more aware of the dangers of drunk driving and choosing to take a cab?</p>



<p>Are Charlotte DWI arrests and wreck statistics consistent with the rest of North Carolina?&nbsp; Are DWI related accidents and fatalities decreasing, indicating enhanced enforcement and education are working?</p>



<p class="has-text-align-center"><strong><a href="https://www.carolinaattorneys.com/negligence-is-not-an-accident.html" target="_blank" rel="noreferrer noopener">Drunk Driving Wrecks Are Not “Accidents”</a></strong></p>



<p>Are fewer people injured in car accidents related to the consumption of alcohol?&nbsp; Are fewer motorists getting killed on our roadways because Charlotte has essentially solved the DWI problem?</p>



<p>Are police officers in Charlotte purposely ignoring alcohol-related driving offenses?&nbsp; Has there been a conscious decision not to enforce traffic laws, especially Driving While Impaired in Mecklenburg County (or the DUI laws in NC)?</p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<p><em>The numbers are difficult to refute or otherwise ignore.&nbsp; The number of DWI arrests in Mecklenburg County has decreased, substantially, in the last 15 years.&nbsp; &nbsp;Some might even infer the statistics are abysmal, even with a kind assessment – Bill Powers, Accident Attorney</em>“</p>
</blockquote>



<p><a href="http://www.wbtv.com/story/37486943/dwi-fatalities-on-the-rise-in-mecklenburg-county/" target="_blank" rel="noreferrer noopener">State Troopers report</a>, “[T]hey’re seeing more fatalities in crashes where alcohol was a factor.”</p>



<p><strong><u>Year&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; # DWI Arrests in Mecklenburg County NC</u></strong></p>



<p>2003&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4101</p>



<p>2004&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3817</p>



<p>2005&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4079</p>



<p>2006&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3548</p>



<p>2007&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3546</p>



<p>2008&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3744</p>



<p>2009&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3672</p>



<p>2010&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3547</p>



<p>2011&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3648</p>



<p>2012&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2804</p>



<p>2013&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2547</p>



<p>2014&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2811</p>



<p>2015&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2231</p>



<p>2016&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1739</p>



<p>2017&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1623</p>



<p>2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1415</p>



<p>With Charlotte’s booming population, limited public transportation, and off-the-chart “miles driven” metrics, enforcement actions of every kind should be more, not less in number.</p>



<h2 class="wp-block-heading" id="h-what-are-the-alcohol-related-fatality-numbers-in-mecklenburg-county"><strong>What are the Alcohol-Related fatality numbers in Mecklenburg County?</strong></h2>



<p>According to statistics maintained by the NC Governor’s Highway Safety Program, deadly accidents involving the consumption of alcohol rose sharply both within the City of Charlotte and Mecklenburg County between calendar years 2014 and 2017.</p>



<p><a href="http://www.wbtv.com/story/38043997/number-of-fatal-crashes-involving-alcohol-up-dwis-down-in-charlotte/" target="_blank" rel="noreferrer noopener">Media reports indicate</a> fatalities related to alcohol consumption (which may or may not constitute drunk driving or bringing DWI driving while impaired charges) reportedly rose from 29 fatalities (in 2014) to 51 roadway deaths in 2017.&nbsp; **2018 deadly crash numbers are not yet available.</p>



<p class="has-text-align-center"><strong><a href="https://www.absoluteadvocacy.org/drunk-driving-deaths-skyrocket-2018/" target="_blank" rel="noreferrer noopener">“Drunk Driving Deaths Skyrocket in 2018”</a></strong></p>



<p>The reasonable conclusion is this:&nbsp; Stop enforcing DWI laws, start killing more people.</p>



<h2 class="wp-block-heading" id="h-accident-lawyers-in-charlotte-nc-bill-powers"><strong>Accident Lawyers in Charlotte NC – Bill Powers</strong></h2>



<p>Unfortunately, the developing trend is that more-and-more Charlotte (and Charlotte Metro Region) motorists will be injured, or killed in an&nbsp;alcohol-related accident.</p>



<p>Given the physics of motor vehicle collisions, especially those involving motorcycles, 18-wheelers / trucking accidents, and large disparities in mass/weight, it’s reasonable to assume Charlotte will also see an increased percentage of wrongful death claims, TBI traumatic brain injuries, and Catastrophic Loss lawsuits.</p>



<p>Our law firm has substantial experience handling matters involving driving while impaired, both as civil Plaintiff’s Lawyers and criminal defense attorneys.&nbsp; It helps to understand the pharmacological aspects of alcohol and its effects on the human body.</p>



<p>Indeed, it’s extremely helpful if your accident attorney fully understands the <strong>criminal court</strong>&nbsp;presentation of DWI charges, making certain to focus on breath or blood tests, field sobriety tests, and “<em>breathalyzer results.”&nbsp;</em></p>



<p>We provide legal representation to people in the Charlotte-Metro region, including:</p>



<ul class="wp-block-list">
<li>Charlotte NC in Mecklenburg County</li>



<li>Monroe NC in Union County</li>



<li>Salisbury NC in Rowan County</li>



<li>Gastonia NC in Gaston County</li>



<li>Statesville and Mooresville NC in Iredell County</li>
</ul>



<p>If you’ve been injured due to a <a href="https://www.carolinaattorneys.com/drunk-driver-accidents.html" target="_blank" rel="noreferrer noopener">drunk driving accident</a>, we’re here to help.&nbsp; Call Bill Powers now for a free, confidential consultation if you or someone you love has been hurt in a drunk driving accident:&nbsp; 704-342-4357</p>



<p>You may also email Bill directly at:&nbsp; <a href="mailto:Bill@CarolinaAttorneys.com" target="_blank" rel="noreferrer noopener">Bill@CarolinaAttorneys.com</a></p>
]]></content:encoded>
            </item>
        
            <item>
                <title><![CDATA[Why Did The Insurance Company Deny My Claim?]]></title>
                <link>https://injury.carolinaattorneys.com/blog/why-did-the-insurance-company-deny-my-claim/</link>
                <guid isPermaLink="true">https://injury.carolinaattorneys.com/blog/why-did-the-insurance-company-deny-my-claim/</guid>
                <dc:creator><![CDATA[Carolina Attorneys]]></dc:creator>
                <pubDate>Wed, 05 Dec 2018 17:18:00 GMT</pubDate>
                
                    <category><![CDATA[Personal Injury]]></category>
                
                
                    <category><![CDATA[Charlotte Injury Lawyer]]></category>
                
                    <category><![CDATA[Denied Claim]]></category>
                
                    <category><![CDATA[Insurance Claim]]></category>
                
                
                
                <description><![CDATA[<p>Part I: NC Insurance Companies Win by making sure You Lose As an attorney who helps people with accident cases, it’s frankly hard not to sound a bit snarky when talking about the insurance laws in North Carolina. The reason insurance adjustors deny valid claims is simple: It pays to do so. Mind you, in&hellip;</p>
]]></description>
                <content:encoded><![CDATA[
<h2 class="wp-block-heading" id="h-part-i-nc-insurance-companies-win-by-making-sure-you-lose">Part I: NC Insurance Companies Win by making sure You Lose</h2>



<p>As an attorney who helps people with accident cases, it’s frankly hard not to sound a bit snarky when talking about the insurance laws in North Carolina. The reason insurance adjustors deny valid claims is simple: It pays to do so.</p>


<div class="wp-block-image">
<figure class="alignleft size-full"><img loading="lazy" decoding="async" width="300" height="180" src="/static/2023/01/Accident-Insurance-Laws-in-NC.jpg" alt="Why was my claim denied? " class="wp-image-423"/></figure></div>


<p>Mind you, in many instances that is completely legal, ethical, and standard procedure. That doesn’t make it right or equitable.</p>



<p>It’s part of why our law firm is so selective in accepting cases for legal representation and why it’s important you understand the background framework of presenting a claim for personal injury damages.</p>



<p>We believe it’s easier to overcome adversity if you’re prepared for it and understand the logic, as flawed as it may be, behind seemingly nonsensical decisions.</p>



<h2 class="wp-block-heading" id="h-why-was-my-insurance-claim-denied">Why was my insurance claim denied?</h2>



<p>There are numerous reasons why your damages claim after a truck accident, motorcycle wreck, or car crash may be rejected by the carrier. That’s true even if the <strong>tort feasor</strong>, the person who caused the accident, admits to being negligent.</p>



<p><em>“My own sister-in-law worked as a career insurance adjustor in NC. We avoid talking about insurance claims. Coverage decisions affect real lives and real people, with lasting consequences.” Bill Powers, Charlotte Accident Lawyer”</em></p>



<p>There is not much that is fair about the NC insurance laws. If you think the system is stacked against you, it is. Two words perfectly describe the state of affairs in North Carolina: <strong>Contributory Negligence</strong>.</p>



<p>If you’re in a car accident in the Carolinas, it would be better to be in South Carolina than North Carolina. The accident laws in South Carolina are consistently more fair in application due to the Comparative Negligence Laws.</p>



<p>Frankly, there is no better word for it than “bully.” Insurance companies are the bullies who hurt others and then scream about being victims.</p>



<p>They are the older brother who punches you without provocation and then decries, “Mom, he’s bothering me again.”</p>



<p>They spend millions of dollars a year on advertising, bragging about how they protect you. They lambast “trial lawyers” and “greedy plaintiff’s attorneys” at every opportunity, failing to mention that lawyers only get paid on a <strong>contingency fee</strong> if there is a legitimate claim.</p>



<p class="has-text-align-center"><a href="https://www.carolinaattorneys.com/charlotte-car-accident-lawyer-personal-injury-north-carolina.html" target="_blank" rel="noreferrer noopener">Why hire an accident lawyer?</a></p>



<p>Insurance companies enjoy a tremendous advantage in our courts and system of recovery for damages in NC.</p>



<p>It starts from assigning responsibility for the accident and our <a href="https://www.carolinaattorneys.com/contributory-negligence-in-north-carolina.html" target="_blank" rel="noreferrer noopener">contributory negligence laws</a> and ends in <strong>burden shifting</strong> the true, long-term costs of paying legit claims through something called Billed vs. Paid laws.</p>



<p>Insurance companies despise one of the most fundamental and important aspect of the jury system: Jurors.</p>



<p>They don’t want everyday people deciding what happens in court, so they get laws passed that limit damages or put “caps” on recoveries.</p>



<p>Insurance companies take a cynical view of our system of justice and the motivations of people hurt in “accidents.” In fact, if you were injured due to the negligence of someone else, it wasn’t an accident at all.</p>



<p>Calling it an “accident” is a way to make it sound less serious and just part of life. It’s a way of avoiding taking responsibility.</p>



<h2 class="wp-block-heading" id="h-why-can-t-insurance-be-discussed-at-trial">Why can’t insurance be discussed at trial?</h2>



<p>Plaintiffs lawyers are not allowed to talk about insurance covering a wreck at a trial. Jurors are kept in the dark.</p>



<p>Even if the person who injured you jumped out of the car and said, “It’s all my fault. I’m so sorry. My insurance will pay for everything,” we’re not allowed to bring that last part up.</p>



<p>The fact that the person legally responsible for the accident has insurance, who promises they’ll make everything AOK, will likely be suppressed from evidence.</p>



<p>While incredibly relevant to accepting responsibility, thus confirming who caused the accident, that’s likely not going to be admitted as evidence the jury will hear.</p>



<p>Check out <a href="https://www.ncleg.net/EnactedLegislation/Statutes/HTML/BySection/Chapter_8C/GS_8C-411.html" target="_blank" rel="noreferrer noopener">Rule 411</a> of the NC Rules of Evidence in North Carolina that states in relevant part:</p>



<p><em>Evidence that a person was or was not insured against liability is not admissible upon the issue whether he acted negligently or otherwise wrongfully</em></p>



<p><strong>When it comes down to it, auto insurance is a form of legalized gambling.</strong></p>



<p>The problem is, you’d have better odds in Vegas. For the record, collecting a fair recovery from a wreck someone else caused is not looking to “hit the lottery.” Nothing about this should be a gamble.</p>


<div class="wp-block-image">
<figure class="alignleft size-full"><img loading="lazy" decoding="async" width="300" height="200" src="/static/2023/01/Lawyers-in-Charlotte-NC.jpg" alt="Accident Lawyers in Charlotte NC" class="wp-image-425"/></figure></div>


<p>In North Carolina, it’s the law that everyone operating vehicles on our roadways is covered by some form of insurance. Driving a car with <strong>No Insurance</strong> is a criminal offense under the NC criminal laws.</p>



<p>As such, all pay monthly insurance premiums to insurance companies. You may never need to make a claim. You still have to pay the monthly bill and there are no refunds.</p>



<p class="has-text-align-center"><a href="https://www.ncleg.net/EnactedLegislation/Statutes/PDF/ByArticle/Chapter_58/Article_37.pdf" target="_blank" rel="noreferrer noopener">NC Insurance Laws</a></p>



<p>Other than the fixed costs of operating an insurance company like employee salaries, telephones, office space, etc., everything left over is potentially pure profit.</p>



<p>If the carrier can avoid paying a claim, it’s 100% profit. Here’s where it gets interesting.</p>



<p>Let’s say you go years-and-years without an accident, without needing to make a claim. You’ve been a pretty profitable client to the insurance company.</p>



<p>If you thereafter cause an accident, what happens with your insurance rates? We all know the answer, “Your insurance rates go up.”</p>



<p>Or what’s worse, maybe they’ll drop you from coverage or refer you to the <a href="http://www.ncrb.org/ncrf/Home/tabid/245/Default.aspx" target="_blank" rel="noreferrer noopener">reinsurance facility</a>.</p>



<p>Hold on, they’ve kept your premiums for years and then they get to raise your rates to make sure they still profit? That’s not fair.</p>



<p>What’s the point of paying insurance premiums year-after-year if you have to pay back the carrier (and then some) after an at fault accident? How is any of that right?</p>
]]></content:encoded>
            </item>
        
            <item>
                <title><![CDATA[Brain Injury Awareness in North Carolina]]></title>
                <link>https://injury.carolinaattorneys.com/blog/brain-injury-awareness-in-north-carolina/</link>
                <guid isPermaLink="true">https://injury.carolinaattorneys.com/blog/brain-injury-awareness-in-north-carolina/</guid>
                <dc:creator><![CDATA[Carolina Attorneys]]></dc:creator>
                <pubDate>Tue, 29 Mar 2016 19:04:00 GMT</pubDate>
                
                    <category><![CDATA[New Laws & Legal Updates]]></category>
                
                    <category><![CDATA[Personal Injury]]></category>
                
                
                    <category><![CDATA[awareness]]></category>
                
                    <category><![CDATA[brain]]></category>
                
                    <category><![CDATA[CAROLINA]]></category>
                
                    <category><![CDATA[CHARLOTTE]]></category>
                
                    <category><![CDATA[injury]]></category>
                
                    <category><![CDATA[NC]]></category>
                
                    <category><![CDATA[NORTH]]></category>
                
                
                
                <description><![CDATA[<p>The long-lasting effects of a Traumatic Brain Injury can be life-changing. I salute Governor McCrory in recognizing the need to help caretakers, family and those afflicted – Bill Powers See Related:  Brain Injury Awareness in North Carolina Brain Injury Factoids: A TBI is caused by a bump, blow, or jolt to the head or a&hellip;</p>
]]></description>
                <content:encoded><![CDATA[
<ul class="wp-block-list">
<li>North Carolina Governor McCrory announces March 2016 as Brain Injury Awareness Month</li>



<li>More than 201,000 North Carolina citizens live with brain injuries</li>



<li>Falls, vehicle crashes, assaults, sports-related traumas and work-related injuries can be causes</li>



<li>Estimated 3.8 million concussions occur annually in the United States</li>
</ul>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<h3 class="wp-block-heading" id="h-the-long-lasting-effects-of-a-traumatic-brain-injury-can-be-life-changing-i-salute-governor-mccrory-in-recognizing-the-need-to-help-caretakers-family-and-those-afflicted-bill-powers"><strong>The long-lasting effects of a Traumatic Brain Injury can be life-changing. I salute Governor McCrory in recognizing the need to help caretakers, family and those afflicted – Bill Powers</strong></h3>
</blockquote>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img loading="lazy" decoding="async" width="489" height="845" src="/static/2023/01/Brain-Injury-Awareness-Proclamation.jpg" alt="Brain Injury Awareness Proclamation" class="wp-image-440" srcset="/static/2023/01/Brain-Injury-Awareness-Proclamation.jpg 489w, /static/2023/01/Brain-Injury-Awareness-Proclamation-174x300.jpg 174w" sizes="auto, (max-width: 489px) 100vw, 489px" /></figure></div>


<p class="has-text-align-center"><a href="https://ncgovernor.s3.amazonaws.com/s3fs-public/documents/files/Brain%20Injury%20Awareness%20Month%20Proclamation.pdf" target="_blank" rel="noreferrer noopener">See Related:  Brain Injury Awareness in North Carolina</a></p>



<h2 class="wp-block-heading">Brain Injury Factoids:</h2>



<ul class="wp-block-list">
<li>Traumatic Brain Injury is often referred to as TBI</li>



<li>TBI contributes to about <a href="https://www.cdc.gov/traumaticbraininjury/data/index.html" rel="noreferrer noopener" target="_blank">30% of all injury deaths</a></li>



<li><a href="https://www.cdc.gov/traumaticbraininjury/get_the_facts.html" rel="noreferrer noopener" target="_blank">Falls account for approximately forty-percent (40.5%)</a></li>



<li>Motor vehicle collisions / wrecks account for approximately fourteen-percent (14.3%)</li>



<li>Assaults account for approximately ten percent (10.7%)</li>
</ul>



<figure class="wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
<iframe loading="lazy" title="Governor McCrory Raises Awareness for Brain Injury" width="500" height="281" src="https://www.youtube-nocookie.com/embed/_Py_YrzHXkU?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
</div></figure>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<h3 class="wp-block-heading"><strong>A TBI is caused by a bump, blow, or jolt to the head or a penetrating head injury that disrupts the normal function of the brain – Centers for Disease Control&nbsp;</strong></h3>
</blockquote>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img loading="lazy" decoding="async" width="375" height="375" src="/static/2023/01/Human-Brain.jpg" alt="Human Brain" class="wp-image-441" srcset="/static/2023/01/Human-Brain.jpg 375w, /static/2023/01/Human-Brain-300x300.jpg 300w, /static/2023/01/Human-Brain-150x150.jpg 150w" sizes="auto, (max-width: 375px) 100vw, 375px" /></figure></div>


<h2 class="wp-block-heading">Professional Journals / Reference Sources for TBI</h2>



<ol class="wp-block-list">
<li>Faul M, Xu L, Wald MM, Coronado VG. Traumatic brain injury in the United States: emergency department visits, hospitalizations, and deaths. Atlanta (GA): Centers for Disease Control and Prevention, National Center for Injury Prevention and Control; 2010.</li>



<li>Centers for Disease Control and Prevention (CDC), National Center for Injury Prevention and Control. Report to Congress on mild traumatic brain injury in the United States: steps to prevent a serious public health problem. Atlanta (GA): Centers for Disease Control and Prevention; 2003.</li>



<li>Centers for Disease Control and Prevention. Nonfatal Traumatic Brain Injuries Related to Sports and Recreation Activities Among Persons Aged ≤19 Years — United States, 2001–2009. MMWR 2011; 60(39):1337–1342.</li>
</ol>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img loading="lazy" decoding="async" width="480" height="480" src="/static/2023/01/Transcript-for-Hearing-Impaired.jpg" alt="Transcript for Hearing Impaired" class="wp-image-442" srcset="/static/2023/01/Transcript-for-Hearing-Impaired.jpg 480w, /static/2023/01/Transcript-for-Hearing-Impaired-300x300.jpg 300w, /static/2023/01/Transcript-for-Hearing-Impaired-150x150.jpg 150w" sizes="auto, (max-width: 480px) 100vw, 480px" /></figure></div>


<h2 class="wp-block-heading">Modified Transcription of “Brian Injury Awareness in North Carolina” for the Hearing Impaired</h2>



<p><em>Speaker 1 – Governor Pat McCrory:</em></p>



<p><em>He just put everything in perspective for me today. I’ve been dealing with the day-to-</em><em>day politics of Raleigh. You get caught up in the minutiae, and you see the real world&nbsp;</em><em>right here. Sandra, I want to thank you. I want to thank everyone who’s dealing with&nbsp;</em><em>brain injury. It can happen to any of us at a moment’s notice. It can happen today or&nbsp;</em><em>tomorrow or next week. It can happen not only to us, it can happen to a loved one, and&nbsp;</em><em>our lives change. Everyone’s lives change, not just the person with the injury but their&nbsp;</em><em>entire family changes. I have a philosophy that we need to help those who can’t help&nbsp;</em><em>themselves while encouraging those who can. People with brain injuries, many cannot&nbsp;</em><em>help themselves until we teach them the new skills they need to encourage them to&nbsp;</em><em>also help themselves. That’s why I’m so impressed, Sandra, with your leadership. We&nbsp;</em><em>want to make Andy, and we want to make others, as independent as possible. No&nbsp;</em><em>matter what inflection we … Go ahead.</em></p>



<p><em>Speaker 2: Andrew.</em></p>



<p><em>Governor McCrory: Okay. His name is Andrew. Sorry.</em></p>



<p><em>Governor McCrory: We want to make Andrew as lively and independent as possible. We want him to have&nbsp;</em><em>the most independent life he can for now and in the future. We also need to help him&nbsp;</em><em>with those things that he cannot help himself with, out of no fault of his own. We need&nbsp;</em><em>to do everything we can to help those families. On behalf of the state of North Carolina&nbsp;</em><em>and Andrew and the other men and women here who are impacted by brain injuries&nbsp;</em><em>and are survivors … That’s what you are. You are survivors … and survivors, we need to&nbsp;</em><em>do everything we can to help them live an independent and productive life. I want to&nbsp;</em><em>also commend the families more than anything else.</em></p>
]]></content:encoded>
            </item>
        
            <item>
                <title><![CDATA[Bill Powers Listed ‘Top 100 in North Carolina’ 2013 by Super Lawyers Magazine]]></title>
                <link>https://injury.carolinaattorneys.com/blog/bill-powers-listed-top-100-in-north-carolina-2013-by-super-lawyers-magazine/</link>
                <guid isPermaLink="true">https://injury.carolinaattorneys.com/blog/bill-powers-listed-top-100-in-north-carolina-2013-by-super-lawyers-magazine/</guid>
                <dc:creator><![CDATA[Carolina Attorneys]]></dc:creator>
                <pubDate>Fri, 08 Feb 2013 19:50:00 GMT</pubDate>
                
                    <category><![CDATA[Personal Injury]]></category>
                
                
                
                
                <description><![CDATA[<p>Bill Powers, a founding partner of Powers Law Firm PA, recently received notice from North Carolina Super Lawyers Magazine, a group that reviews and rates attorneys, that it has listed him in their Top 100 Lawyers in the state of North Carolina. Powers, who practices in a variety of areas of criminal defense law with&hellip;</p>
]]></description>
                <content:encoded><![CDATA[
<p>Bill Powers, a founding partner of Powers Law Firm PA, recently received notice from North Carolina Super Lawyers Magazine, a group that reviews and rates attorneys, that it has listed him in their Top 100 Lawyers in the state of North Carolina. Powers, who practices in a variety of areas of criminal defense law with special focus on traffic and DUI defense, has now been listed in Super Lawyers Magazine six years running and within the “Top 100” for the past two years.</p>



<p>To determine who gets listed, Super Lawyers uses a wide variety of criteria including peer reviews, ethical standards and a demonstrated history of achievement in the field. Peer recognition from within the law community is not enough on its own to secure a position on the list: Super Lawyers uses third-party research to see if nominees have a proven record of professional achievement including factors such as courtroom success, scholarly activity and volunteerism.</p>



<p>Powers adds, “My passion is to help people, not judge them. I take my responsibility seriously. People trust me with their worries, concerns and lives. I absolutely must be there for them.”</p>



<p>Over the years Powers has earned other awards and distinctions, too: in 2011 & again in 2013 he was named US News & World Report / Best Lawyers in America “Lawyer of the Year for DUI/DWI defense in Charlotte.” Bill is also a Board Certified Criminal Law Specialist as recognized by the National Board of Legal Specialty Certification / NBTA. Powers Law Firm PA is listed within US News & World Report “Best Law Firms.” Bill Powers has been selected by Business North Carolina Magazine in the “2013 Legal Elite” and is also listed within “Best Lawyers in America.”</p>



<p><a href="https://www.carolinaattorneys.com/contact/" target="_blank" rel="noreferrer noopener">Contact</a> Powers Law Firm PA for help today.</p>



<p>Related:&nbsp;<a href="https://www.carolinaattorneys.com/blog/bill-powers-listed-top-100-in-north-carolina-2013-by-super-lawyers-magazine/" target="_blank" rel="noreferrer noopener">Super Lawyers Selection Criteria</a></p>



<p>Source:&nbsp;<a href="https://www.prweb.com/releases/2013/1/prweb10326933.htm" target="_blank" rel="noreferrer noopener">https://www.prweb.com/releases/2013/1/prweb10326933.htm</a></p>
]]></content:encoded>
            </item>
        
    </channel>
</rss>